Important Information about the Target Data Breach
Trademark wants to help our Members navigate the Equifax breach. Though this breach was not related in any way to your Credit Union, our commitment is to helping our Members. We’ve compiled a summary for our Members, as well as links and resources to help our Members learn more, and take action to protect their identity and information.
Equifax: Next Steps
Like many Americans, you may be concerned that your private information was exposed in the recent Equifax breach. We understand and want to help our Members by providing information and resources. We encourage all of our Members to visit the Equifax site to discover if their private information may have been compromised, look at options like the free credit monitoring service Equifax is providing to all consumers, putting freezes on credit bureaus or checking credit bureaus yourself.
- Find Out If You Were Impacted
Visit equifaxsecurity2017.com and click on the Check Potential Impact Tab. Enter your last name and the last six digits of your Social Security number.
- Enroll In Credit Monitoring
Equifax is providing one year of free monitoring protection through TrustedID, owned by Equifax, for all consumers, even those not affected by the breach. After checking your potential impact, you will be given an enrollment date to return and sign up for the free service. TrustedID allows you to monitor your credit. It also provides identity-theft insurance and internet scanning of your social security number.
Equifax has also set up a dedicated call center at 866.447.7559 where you can speak to someone regarding any questions you may have about the breach.
We understand the importance of your personal information and want to make sure you know Trademark is committed to keeping that information safe and secure. If you have additional questions for us, please call (800) 852-1012.
Additional Resources
- Access your current credit report at annualcreditreport.com
- Set up fraud alerts at ftc.gov/articles/0275-place-fraud-alert
- Place a freeze on your credit at ftc.gov/articles/0497-credit-freeze-faqs
File Freeze Information for Mainers
Maine’s file freeze law permits FREE freezing and unfreezing of credit reports! Maine consumers have the right to place a free file freeze on their credit reports with each of the three major credit reporting agencies: Equifax, Experian and Trans Union. The simplest (and most highly recommended) way to place a file freeze is by telephone. You can also freeze your files by visiting the credit reporting agencies’ secure websites, or by making your request(s) in writing to each agency.
Below please find the specific file freeze contact information for each agency:
Equifax: 1-800-349-9960
www.freeze.equifax.com
Equifax
PO Box 105069
Atlanta, GA 30348
Experian: 1-888-397-3742
www.experian.com/freeze/center.html
Experian
PO Box 4500
Allen, TX 75013
Trans Union: 1-888-909-8872
www.transunion.com/freeze
Trans Union
PO Box 2000
Chester, PA 19016
When you call, you will be connected to an automated service, and you will be asked to provide certain personal information. If you use the websites, the on-line service will also require you to disclose personal information. And if you write, you should provide the credit reporting agency with a signed letter, specifically asking for your file to be frozen due to Maine’s new file freeze law—and within that letter, you should list your Social Security number, date of birth, and your Maine mailing and street addresses.
Within a couple of weeks, each credit reporting agency will mail to you a letter containing your “unlock” code. Access to your credit report can be unlocked and relocked using that code. Your file freeze will remain in effect until you direct the credit reporting agency to unlock your file, either temporarily or permanently.
There is no fee for locking or unlocking your credit file under Maine law.