Lock in 4.00% APY* for 2 years

When the market feels unpredictable, a little certainty can go a long way.

With a 2-Year Share Certificate at 4.00% APY, you can lock in a strong rate and give your savings the opportunity to grow steadily for the next two years – without the ups and downs of the market.

Why choose a longer-term Share Certificate?

While shorter-term certificates can offer flexibility, longer-term options can help you plan ahead with greater confidence and consistency.

Lock in today’s rate for longer

Rates can change over time, but a longer-term Share Certificate allows you to secure today’s rate for the full term – even if rates decrease later.

Grow your savings steadily

Share Certificates offer predictable earnings designed to help your savings grow at a steady pace over time.

Support your long-term goals

Longer-term certificates can be a smart option for:

  • Building emergency savings
  • Planning for retirement
  • Preparing for future expenses
  • Setting aside funds you don’t need immediate access to

Stay rooted in what matters most

There’s comfort in knowing part of your savings is set aside with purpose – helping you prepare for whatever comes next.

At Trademark Federal Credit Union, we’re here to help you choose savings solutions that support your goals today and continue growing with you into the future.

*APY = Annual Percentage Yield. APY is accurate as of 8/19/26 and is subject to change without notice. A minimum deposit of $1,000 is required to open and earn the stated APY. A 2-year Certificate has a 180-day dividend penalty for early withdrawal whether the dividend has been earned or not. Membership eligibility required.