Give Your Budget a Break This Holiday Season
Skip your November, December, or January loan payment on any eligible loan*
Why Skip-a-Pay?
The winter months bring extra expenses, unexpected costs, and emotional demands. Whether it’s holiday travel, heating bills, or making the season magical for your family, we understand that your budget may feel stretched.
- Free Up Cash for Holiday Spending
Gifts, gatherings, and celebrations add up quickly. Enjoy the season without financial stress. - Cover Rising Winter Costs
Heating your home, winter gear, and seasonal travel can strain your budget. A skipped payment provides relief when it matters most. - Handle the Unexpected
Car repairs, childcare, or seasonal slowdowns at work can happen without warning. This program is here to help you stay ahead.
We Understand Life Happens
At Trademark Federal Credit Union, we know that financial peace of mind isn’t just about numbers, it’s about people. You work hard all year, and when winter expenses hit all at once, a little flexibility can help you stay focused on what matters most: your family, your wellbeing, and your peace of mind.
*All persons obligated on the loan must sign the form. Loan must be up to date at the time of the skipped payment. Loan must have been open for six months (completed 6 full monthly payments) or more at time of request. Loan must not have missed two consecutive payments or more in the last 12 months (no 30 day delinquency). Loan cannot have had another skipped payment in the last 12 months (no other extension). Fee for skipped payment is $20.00 and must be paid in advance via check, cash or share payment. Interest will continue to accrue during the month of your skipped payment. Skipped payments will not extend any Credit Insurance that you have acquired through the credit union as part of your loan. Home Equities & Mortgages are not eligible for this offer. Please submit one form for each loan.