The holiday season is a time for joy, generosity, and togetherness, but unfortunately, it’s also a prime time for scammers. Fraudsters are constantly devising new ways to take advantage of busy shoppers, charitable givers, and anyone feeling festive. Here are some common holiday scams to watch out for, along with tips to protect yourself and your loved ones.

1. Misleading Social Media Ads

Scrolling through social media, you’re likely to come across ads for amazing deals or unique products. Sadly, many of these are fraudulent. Before clicking “Buy,” do your research. Check reviews, verify the seller’s website, and be cautious of prices that seem too good to be true.

2. Social Media Gift Exchanges

Gift exchange schemes are popular during the holidays. Some involve sending bottles of wine or small gifts to strangers, while others ask for your email address or money to join a list. These exchanges are illegal pyramid schemes. Stick to giving gifts to your loved ones through legitimate businesses.

3. Holiday Apps

Many apps promise holiday fun, such as live chats with Santa, menorah lightings, or tracking Santa’s sleigh. While these apps can be entertaining, they might compromise your privacy or expose you to data theft. Always review privacy policies and avoid downloading apps from unknown developers, even if they’re free.

4. Impostor Scams

Scammers often create fake websites that look like legitimate retailers, tricking people into sharing sensitive information or downloading malware. When shopping online, double-check URLs, avoid links in unsolicited emails, and stick to trusted retailers.

5. Fake Charities

As the year ends, many of us feel inspired to give back. Unfortunately, scammers exploit this generosity by posing as legitimate charities or individuals in need. Take your time to research organizations before donating and avoid making impromptu donations to unfamiliar causes.

6. Fake Shipping Notifications

The increase in holiday deliveries also brings a surge in fake shipping notifications. Scammers send phishing emails or texts claiming to provide tracking details, but their links can steal your private information or install malware. Always go directly to the retailer’s website to check your order status.

7. Holiday Wishlist Items

Hot holiday items like the Ms. Rachel Speak & Sing Doll, Bluey toys, and popular gadgets often sell out quickly, leading shoppers to look for deals on resale platforms like Facebook Marketplace. Be cautious—low-priced luxury goods or popular toys sold online are often counterfeit or scams.

8. Social Security Scams

A concerning trend this season involves fraudsters impersonating the Social Security Administration (SSA). Scammers may call, email, or even message you on social media, claiming to be SSA officials and trying to gain access to your personal or financial information.

How to Spot a Social Security Scam:
The SSA will never:

  • Message or call you through social media.
  • Threaten legal action or arrest if you don’t pay immediately.
  • Suspend your Social Security number.
  • Ask for payment via gift cards, cryptocurrency, or cash.
  • Demand secrecy or pressure you to act quickly.

Protect Yourself This Holiday Season

  • Stay skeptical of deals and emails that seem too good to be true.
  • Verify sources before sharing any information or making donations.
  • Use strong, unique passwords for your online accounts.
  • Keep your devices updated with the latest security software.

By staying vigilant and informed, you can keep the holiday spirit alive while safeguarding yourself from scams. Share this information with friends and family to help them stay safe, too!