Valentine’s Day is a time to exchange gifts and surprises with loved ones, but some unexpected deliveries might come with strings attached – especially if they include a QR code. Scammers are taking advantage of this season with a deceptive scheme known as a QR code brushing scam. Here’s what you need to know to protect yourself from falling victim.

What Is a QR Code Brushing Scam?

A QR code brushing scam often starts with an unexpected delivery. You might receive a package with no sender information or one that only lists the return address of a retailer. Inside the package is a QR code labeled as a way to “reveal the mystery sender.”

Scanning this QR code can redirect you to a phishing site designed to steal your personal and financial information. Scammers may then use this data for fraudulent activities, including unauthorized charges or identity theft.

How Scammers Target Valentine’s Day

Valentine’s Day is a prime time for these scams, as people may be more likely to receive surprise gifts or packages. A mysterious package tied to a QR code might feel like a romantic gesture, but it could be a trap.

What to Do if You Receive an Unsolicited Package

If you receive an unexpected package with a QR code, here’s how to stay safe:

  1. Don’t Scan the QR Code: Treat it as suspicious unless you can verify the sender.
  2. Report the Incident: Notify local authorities and the retailer whose return address appears on the package.
  3. Monitor Your Accounts: Keep an eye on your credit card bills, bank accounts, and credit report for unusual activity.
  4. Change Your Passwords: Update passwords for any accounts that might be compromised.
  5. Keep the Item: According to consumer laws, unsolicited items sent to you are yours to keep, but they’re often of low value or counterfeit.

At Trademark Federal Credit Union, your security is our priority. If you suspect you’ve encountered a QR code brushing scam or notice any unusual activity on your account, contact us right away. We’re here to help you take the necessary steps to protect your information and financial well-being.

Have questions about security? Call us or stop by your local branch—we’re always here to help.