In today’s digital world, staying connected through our phones is more important than ever. However, this convenience also comes with risks, especially when it comes to phishing scams. Recently, there’s been an increase in deceptive text messages warning individuals that their account is about to be suspended or that a package won’t be delivered. These messages are designed to cause panic and trick you into revealing personal information – don’t take the bait!

How Phishing Scams Work

Phishing scams often appear as urgent messages that seem to come from a legitimate company or institution. The text might say something like:

  • “Your account is about to be suspended. Click here to verify your information.”
  • “We tried to deliver your package, but we couldn’t. Click here to reschedule.”

These messages usually contain a link that directs you to a fake website designed to look like the real thing. Once there, you might be asked to enter personal details like your username, password, credit card number, or even Social Security number. Unfortunately, once you provide this information, the scammers can use it for fraudulent activities, such as stealing money from your account or making unauthorized purchases.

How to Spot a Phishing Scam

  • Urgency: Scammers create panic to prompt quick action.
  • Suspicious Links: Hover over links to see where they lead—avoid clicking if the URL looks off.
  • Unexpected Messages: Be cautious if you aren’t expecting a package or contact.

Protect Yourself

  • Don’t Click: Visit the company’s official website directly instead.
  • Verify: Contact the company using official contact details, not those in the suspicious message.
  • Report: Forward phishing texts to 7726 (SPAM) and report to the FTC.

If you suspect you’ve been scammed, immediately change your passwords, monitor your accounts, and notify your financial institution. Stay vigilant – think before you click!